Having experience working within the Mobile Money Space for a leading Mobile Network Operator and within Digital Financial Services for a Bank, Kevin has had an excellent opportunity to see and feel both sides of the coin. Currently he is the Product Manager – M-PESA at Safaricom. He previously led Innovation and Digital Strategies at National Bank of Kenya and Orange Money at Orange Kenya. In his roles he has readily offered his services and expertise in the highly dynamic fields of information technology, telecommunications and currently concentrating in digital financial services. An avid innovator driven by the ever changing market and client needs, with a keen eye on financial inclusion. A firm believer that digital financial services are only transformational when they are part and parcel of the user’s life.

Michael is an internationally recognised leader on business innovations especially in the digital and financial services space.   

In this capacity he is board-level advisor to banks, national and international associations for example the European Commission, the EPC (the decision making body of the 8000 banks in the 31 countries of Europe), the EACB (4056 banks with aggregated assets of 7 trillion€ and their 210 million customers throughout the EU), the ERPB (the key European multi-stakeholder strategy board chaired by the Executive Board of the European Central Bank ECB) and further major national and international boards.  

He is widely published (and cited/translated into many languages including German, Italian, Dutch, Finnish, Polish, Russian and Japanese) and appears regularly as keynote speaker at leading events and across all print, broadcast and electronic media. 

He is executive adviser to the BoD of equensWorldline, Europe’s leading payment provider that processes over 17 trillion Euro per year especially on topics such as Payments, Digital Finance, Open Banking, SEPA, PSD2, Digital Identity, FinTech, Mobile services, Supply Chain Finance, Cybercrime, European Legislation and Innovation management.   

Previously he was IBM’s Director of Market Development Media and Communications Technologies and studied at Cambridge University, UK. 

Daniel Kjellén is co-founder and CEO of Tink, a fintech with the goal of helping people understand their finances, empowering them to make smarter decisions and ultimately bringing financial happiness. Founded in 2012, Tink’s award-winning consumer app has now gained over 500 000 users in Sweden. Since 2017, the underlying technology including account aggregation and personal finance management is being licensed, enabling banks to create next-generation banking services. Prior to Tink Daniel worked as investment banker at Carnegie, the Nordics’ leading investment bank, and also founded the corporate domain name company Prodocon.

Kosta is a technologist, and his interests lie at the point of fusion between technology, finance and innovation. He is the author of “The Castle And The Sandbox”, a book explaining how to foster innovation in established companies (Amazon link – http://goo.gl/UGCYfx).

Kosta is currently Deputy Director, Financial Services for the Poor, at the Bill & Melinda Gates Foundation, where he leads the team that focuses on digital payments. From governance through business models to technology, from ideas through architecture to development, he oversees the strategy and grants to deliver secure, reliable and affordable digital payment solutions.

Previously, he was the co-founder and leader of Innotribe, the SWIFT initiative to enable collaborative innovation in the financial industry. At SWIFT, he was also the chief architect of SWIFTNet, the backbone worldwide secure network currently connecting 8,000 banks and 1,000 corporations, and servicing daily the world economy.

Robert is CEO of international payments business Moorwand Limited. He has deep expertise in e-money, and is highly skilled in consumer finance issues.

For the past six years, he has featured in the Payments Power 10 (including #1 ranking in 2015), a highly competitive ranking of the most influential contributors in payments.

In the UK, Robert works closely with The Payments Services Regulator, HM Treasury and Financial Conduct Association. He is also Non-Executive Board Director/Strategic Advisor to over 15 diverse payment and payment related companies.

Previously, Robert achieved success as a senior legal professional specialising in card and payments law.

I am a banking and payments consultant providing advisory services to banks, financial services companies and startups.

My speciality is cross-border money transfer and all aspects of the value-chain associated with it. I cover all industry verticals within the x-border space: B2B, B2C and C2C (remittances).

I have extensive knowledge in the design, integration & running of payment networks and systems for money transmission between different countries.

I am extremely versed in all aspects of the value chain for x-border funds movement: licensing, regulatory frameworks, banking, payment networks, processors, compliance, etc.

Deep understanding of the mechanics involved in money transmission, from the old, new and emerging methodologies (eg: blockchain, ethereum), including value-transfer using alternative currency methods.

Highly knowledgeable in areas related to financial regulators, access to banking, money transmitter / authorized payment institution licenses, processing and settlement partners, solving complex AML, KYC/CIP and CFT related issues.

Over 4,900+ answers published on Q&A website Quora related to banking, fintech, payments & payment systems. Co-Host of Fintech / Banking & Payments Podcast.

I’m also a scout for various Venture Capital companies who want to invest in fintech, banking or payments related companies.

Specialties: Wire Transfer, Banking, Correspondent Banking, Remittances / Money-Transfers, Electronic Payments, eMoney, Branchless Banking, eWallet, Virtual Currencies, Mobile Payments, Mobile Banking, Financial Networks, Transaction Gateways.

I am a strategy and service design director focused on the creation and delivery of future-friendly, end-to-end B2B and B2C customer experiences and services that are insight-led and create value.

I have extensive experience building and leading multidisciplinary design teams, facilitating the creation of collaborative environments, and the introduction and application of Agile methodologies. I have developed and actively participate in local and global user experience communities, nurturing talent, speak at leading conferences across the world, and I enjoy the opportunity to mentor the next generation of designers and thinkers.

My background combined with my broad agency and client-side experience, allows me to engage with clients in a senior strategic advisory role, to retain teams motivated and inspired, and to efficiently deliver complex projects on time and on budget.

Formerly an Oliver Wyman consultant and part of the Google Finance team, Daniel started working in FinTech as a venture builder, sourcing and developing new ideas in the team that started companies like Clearscore and SalaryFinance.

In SalaryFinance he helped plan the Marketing, Risk and Finance strategy, moving into the full time position of Finance Director as he fell in love with the company’s mission. In this role he helped to raise the Series A round in 2017 lead by Legal and General, built the finance team and infrastructure. He is currently transitioning to International Director, leading the efforts to expand SalaryFinance into the US, and in the future to other countries where the model would help employees get a fairer access to credit.

Gavin Littlejohn is a fintech entrepreneur with experience of developing innovative solutions to mass market problems.

​Gavin was appointed as Convenor of the Fintech Stakeholder Group of the UK Open Banking Implementation Entity in October 2016. He serves as a Director and Non-Executive Chairman of the Financial Data and Technology Association www.fdata.org.uk where he successfully led the campaign to have account aggregation added to PSD2.

Gavin is well-renowned as the Founder of Money Dashboard, and acted as its CEO until July 2015.

Paul joined Metro Bank in 2011 and looks after the bank’s Product, Digital, and Communication teams along with Corporate Transactions. His role focuses on shaping Metro Bank’s commercial plan, ensuring the bank delivers products, services and user experiences that customers value. In 2017 he co-wrote the book Naked Banking, which explained why so many banks let customers down. He was educated at Nottingham, Oxford and Warwick universities.